Investment Calculator
Estimate the future value of an investment from a starting amount, recurring monthly contributions, expected annual return, time horizon and compounding frequency.
Assumes a constant stated return and contributions at month end. Real investments fluctuate and may include taxes, fees and losses.
How this tool works
The balance earns the assumed periodic return according to the selected compounding frequency, while monthly contributions increase invested principal over time.
Example
Starting with $10,000 and adding $500 each month creates $70,000 of contributions over 10 years before investment growth is added.
Common questions
How is this different from the compound interest calculator?
This page emphasizes investment planning and lets you choose a compounding frequency, while the compound-interest page uses a simple monthly-growth model.
Are market returns guaranteed?
No. The entered return is an assumption for scenario planning.